to supply your house or other valuables as safety. There isn’t any have to look for a guarantor either.
Simply choose simply how much you wish to borrow and the length of time you need certainly to repay it and there go from. You need to use our short-term loan calculator to find out just how much yours will surely cost before you use.
If you decide to go ahead, all of us will perform credit and affordability checks to ensure that you are able the repayments predicated on your credit rating, income, and outgoings. Do not panic вЂ“ a less-than-perfect credit history will not immediately rule you down.
Then collect repayments automatically if we say yes, we’ll agree all your loan costs upfront. You may want to manage your loan on line through our handy client portal.
You can easily head to our FAQs or contact our team that is friendly if have any longer concerns.
Is just a short-term loan right for me personally?
Any choice you create together with your money has to be the correct one for you personally. You can find occasions when a short-term loan may not be the most suitable choice.
Short-term loans will often have higher repayments than long-lasting loans while you’re repaying what you owe faster. This may suggest you are going to spend less in interest, but you might need to look at longer options if you need to borrow a higher amount or spread the cost even further.
Additionally it is perhaps not a smart concept to get a short-term loan to cover another debt off. Dealing with more financial obligation will make your situation even worse. If you think as you’re struggling you may get free advice from National Debtline, StepChange or The cash guidance Service.
Do we be eligible for a a loan that is short-term?
You want to make fast and loans that are easy to as many folks as you are able to. You are able to apply for certainly one of our short-term loans if:
- You are over 18 years old
- You reside the united kingdom and can give target details
- You are presently working
- You’ve got a legitimate current email address and cell phone quantity
- You are able to provide bank debit and account card details
Your odds of being qualified will depend on your position. We review every application separately to be sure we lend responsibly and provide you with that loan that works well for you personally.
Simply how much may I borrow?
You can easily make an application for a loan that is short-term of ВЈ200 and ВЈ1,000 with Dot Dot Loans.
You can apply for a long-term loan of up to ВЈ4,000 if you need a higher amount вЂ“ for significant home improvements or a wedding, for example.
Just how do short-term loan repayments work?
We provide payment durations of three, six and nine months on our loans that are short-term on just how much you borrow.
We will collect repayments automatically for an agreed date. This is through Direct Debit and will save you the trouble of remembering which will make payments вЂ“ or the worry of forgetting. You are able to talk to us about arranging a various repayment method if you would choose.
We realize that things change. You might never be charged charges for missed or payments that are late falling behind could impact your credit history. If you believe you may not manage to produce a repayment, for reasons uknown, please get in contact as quickly as possible.
Our friendly team will talk you throughout your choices which help place a brand new plan together.
What are the fees to be concerned about?
We do not charge any hidden or fees that are extra. Some brief loan loan providers do, leaving you with increased to pay for right back and less possibility of performing this. We keep things simple.
What exactly is the attention rate for a Dot Dot short-term loan?
Our rate of interest is fixed upfront and varies depending on simply how much you borrow. You could see other short-term loan lenders providing adjustable interest levels, which means that they could go up and down from every month. These can be riskier. You might manage to pay the initial price, this price could increase and then leave you away from pocket.
With our fixed rate of interest, you are going to constantly know precisely where you stay and how much to spending plan.
Make an application for a short-term loan with Dot Dot
Has an urgent situation left you in a spot that is tight? Are numerous expenses turning up at the same time? Whatever your circumstances, our fast and loans that are easy function as the response.
Apply today utilizing our loan that is short-term calculator. Select just how much you need to borrow and exactly how very long you would like to repay it, then check out the loan works in your favor. If it will, pick apply now to keep together with your application and fill in a couple of personal statistics.
We are going to make contact with you at the earliest opportunity, then go after that. Simple.